Navigating Thailand’s Long Stay Visa: A Guide to ‘ Health Insurance ‘ [ Beyond Care Plan ]

Navigating Thailand's Long Stay Visa: A Guide to ' Health Insurance ' [ Beyond Care Plan ]
Navigating Thailand's Long Stay Visa: A Guide to ' Health Insurance ' [ Beyond Care Plan ]
สมัครรถแลกเงินโปรโมชั่น แจกฟรี Voucher Lazada

Thailand, renowned for its vibrant culture, picturesque landscapes, and warm hospitality, has become an increasingly popular destination for individuals seeking an extended stay. For those planning a prolonged visit, obtaining a Long Stay Visa is essential. One crucial aspect of the application process is securing comprehensive Health insurance coverage, a requirement that ensures the well-being of visitors during their time in the Land of Smiles. Follow masii, let’s update interesting insurance plan today!

Navigating Thailand’s Long Stay Visa : A Guide to Health Insurance [ Beyond Care Plan ]health insurance for enter thailand

Understanding the Long Stay Visa

The Long Stay Visa, also known as the “O-A” visa, is designed for retirees and individuals wishing to spend an extended period in Thailand. This visa is valid for a duration of one year and can be renewed annually, offering a convenient option for those looking to make Thailand their home away from home.

Importance of Health Insurance

As part of the visa application process, the Thai government mandates proof of health insurance coverage. This requirement is in place to safeguard visitors and reduce the potential burden on the country’s healthcare system. It ensures that individuals have access to medical care without placing undue strain on local resources.

Key Features of Long Stay Visa Health Insurance Plans

  1. Coverage Limits

    • Long Stay Visa health insurance plans typically provide coverage ranging from 1 to 3 million Thai Baht. This ensures that policyholders have sufficient financial protection in case of medical emergencies.
  2. Inpatient and Outpatient Coverage

    • Comprehensive plans cover both inpatient and outpatient medical expenses, including hospitalization, surgeries, doctor’s visits, and prescription medications.
  3. Repatriation Coverage

    • Many plans include coverage for repatriation, ensuring that in the event of a severe medical condition, policyholders can be safely transported back to their home country for further treatment.
  4. Age Restrictions

    • It’s important to note that age restrictions may apply, with certain plans tailored to specific age brackets. Be sure to choose a plan that aligns with your age and health status.
  5. Network of Hospitals and Clinics

    • Look for insurance providers with an extensive network of affiliated hospitals and clinics across Thailand. This ensures that policyholders can access medical care conveniently.
  6. Coverage for Pre-existing Conditions

    • While coverage for pre-existing conditions may be limited, some plans offer partial coverage or specific conditions after a waiting period. It’s crucial to disclose any pre-existing conditions during the application process.
Long Stay Visa Health Insurance Plan
Long Stay Visa Health Insurance Plan


Table of benefits

*Each hospitalization as Inpatient for medical treatment(s), or each major surgery treatment without the hospitalization as inpatient (day surgery), in a hospital or medical facility. In this regard, hospitalizations as Inpatient for treatments, or major surgery treatments without hospitalization as inpatient (day surgery) in a hospital or medical facility, regardless of how many times, due to the same injury or sickness which has not been cured, including related or continuous complications, within 90 days from the date of last discharge from the hospital or medical facility will be considered as a single confinement.

**Full cover, not over maximum coverage per confinement.

*** Applicable to the Insuring Agreement for Personal Accident, Death, Dismemberment, Loss of Sight, Loss of Hearing, Loss of Speech or Permanent Disability Benefits (Or.Bor.2). 50% coverage in case of motorcycle accident.

Remark :

– Worldwide coverage (excluding the United States of America where the benefits will be paid for the injury from an accident only). Medical expenses for treatments of chronic kidney disease by hemodialysis and organ transplantation are covered in Thailand only.

health insurance

Table of benefits

*Deductible is applicable to an inclusion of inpatient coverage (all 13 Sections), special nurse care at home and specialist’s consultation fees. It excludes maternity, annual health check-up, outpatient, and personal accident (Or.Bor.2) coverage.

**For maternity benefits, policyholders must make an advance payment for medical services.

***Applicable to the Insuring Agreement for Personal Accident, Death, Dismemberment, Loss of Sight, Loss of Hearing, Loss of Speech or Permanent Disability Benefits (Or.Bor.2). 50% coverage in case of motorcycle accident.


– Maternity coverage will be provided following a waiting period of 280 days, except in the case of miscarriage, which will be covered following a waiting period of 90 days.

Range Of Health Plans

  • Eligible for persons aged 15 days to 65 years. Applicants who purchase their plan before 60 years old and continuously renew the plan will be eligible for lifetime renewal. Applicants who purchase their plan after 60 years old will be eligible to renew the policy until they are 80 years old.
  • Applicants under 10 years old must apply policy together with parent(s).
  • For insured members who hold more than one insurance policy with Allianz Ayudhya Health Insurance, the maximum payable for medical treatment of any illness will be THB30 million. The maximum payable for personal accident insurance will be THB 1 million across all Allianz Ayudhya policies.
  • Term Health Insurance : Yearly Basis
  • Acceptance is subject to underwriting assessment.
  • Telemedicine
  • Emergency medical assistance
Health insurance premium is eligible for tax-deductible benefit, in accordance with the terms and condition prescribed by the Revenue Department.
  • The Applicant is advised to always study details of coverage and conditions carefully before deciding to buy insurance. After receiving the Insurance policy, the insured is advised to study the terms and conditions of the policy contract.
  • It is the responsibility of the Insured to make premium payments. Insurance agencies and brokers only facilitate the service.
  • Beyond Care is the marketing name of Special Personal Health and Accident Insurance Policy.
  • Should coverage provided by any insurance policy be in violation of any United States (US), United Nations (UN) of European Union (EU) economic or trade sanctions, such coverage shall be null and void. For example, we cannot pay for healthcare services provided in a country under sanction by the United States unless permitted under a written Office of Foreign Assets Control (OFAC) license. Learn more on the US Treasury’s website at :
  • Chronic diseases, injury, or sickness (including complications), condition(s) or abnormality(ies) that has occurred before entering the insurance contract.
  • Medical expenses incurred for
  •    * Sickness that occurs within first 30 days form the effective date of the insurance policy.
  •    * Sickness or disease that occurs within 120 days of policy in the case of Tumor Cyst or Cancer, Hemorrhoids, Hernias, Pterygium or Cataract, Tonsillectomy or Adenoidectomy, Stones, Varicose veins, and Endometriosis.
  • Medical expenses incurred for the treatment of attempted suicide or self-inflicted injury.
  • Acquired Immune Deficiency Syndrome (AIDS), including related complications or sexually transmitted diseases.
  • Any unconventional treatment, alternative medical treatment or experimental treatment.
  • Health check-ups, requests for hospitalization, requests for surgery or convalescences that are not medically necessary.

Health insurance coverage

Securing a Long Stay Visa to enter Thailand is an exciting opportunity for those seeking an extended stay in this enchanting country.

Navigating the visa application process, including obtaining the required health insurance, is a crucial step in ensuring a smooth and enjoyable experience. By choosing a comprehensive health insurance plan tailored to the Long Stay Visa requirements, visitors can explore the wonders of Thailand with the peace of mind that their health and well-being are well-protected.

Furthermore, Masii would like to suggest that health insurance be regarded as a vital and essential insurance at this time for our families and ourselves.

Not only would it lessen the financial load, but it will also enable us to obtain quality services. Most importantly, tax deductions are also offered. If anyone is interested in buying health insurance, they can click here to quickly get health insurance with Masii,

or they can gift their loved ones health insurance, which is a guarantee of good health. Allow Masii to assist in giving this unique gift—which is a heartfelt expression of love—to everyone.

Interested in buying health insurance?


If anyone would like to inquire for more information,

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